I’m excited to share a professional milestone.

I’ve earned the Retirement Income Certified Professional® (RICP®) designation through The American College of Financial Services. This advanced education strengthens my ability to help clients transition from accumulating wealth to creating sustainable retirement income—often the most complex and important phase of financial planning.

As a result, our services have expanded to include:

• Comprehensive retirement income planning
• Tax-efficient withdrawal and distribution strategies
• Social Security and Medicare planning
• Longevity, risk, and cash-flow planning
• Coordinating taxes, investments, and retirement decisions into one cohesive strategy

This planning is paired with a disciplined, evidence-based investment approach that emphasizes diversification, long-term strategy, and emotional discipline—especially during volatile markets.

Retirement planning isn’t just about returns. It’s about turning savings into reliable income while managing taxes and risk over decades.

I’m grateful for the trust our clients place in us and look forward to serving them with an even broader and more comprehensive approach to retirement planning.

If you have questions about how retirement income planning fits into your overall financial picture, I’m happy to discuss it with you. Start the conversation about your retirement income planning today.